When your business is hit by fire, flood and other insurance disasters one of the key objectives is always getting your business operational again as quickly and efficiently as possible. In order for this to be possible you need cohesion with your insurance company. Balcombes Claims Management can help with this. We have over 40 years experience dealing with business interruption claims and understand what is required in the short term to get your business operational again.
More importantly, we understand what is required to prepare and submit your documented loss to ensure you obtain the maximum entitlement under the terms of the policy to cover your Loss of Profit and any Increased Costs of Working. In order for Business Interruption cover to operate there is usually a requirement for there to be a material damage payment under the property damage section of the policy.
We offer a complete claims management process ensuring that all the stress of the claim is taken away from you enabling you to get your business operational and functioning again.
We have the expertise and experience to deal with your business interruption claim and fully understand the problems you are facing. Diarmuid McNulty is our Business Interruption expert and is recognized industry-wide as the leading Business Interruption Loss Assessor in Ireland. We will examine historical trading figures and look for a copy of the last set of audited accounts for the business. By using projections, combined with the benefit of any additional benefits or extensions to the cover in your policy we will seek to maximize your entitlements. Your accountant may be expert in dealing with historical trading figures and even with cashflow projections etc. However, the expertise in dealing with business interruption losses under an insurance policy requires the expert knowledge of the terms and conditions of insurance policy covers.
We offer professional advice to you and there is no obligation following a free initial consultation to assess your loss or damage. ‘Contact us’ and one of our experienced Property Claims Consultants will discuss the issues with you to see how we can help you with your claim.