Category Archives: Uncategorized

Fire, Smoke or Water

People often ask “which causes the worst damage: fire, smoke or water?” My answer is simple – they are all bad.  However, there is no fire without smoke, and usually when you have a fire there is water damage as … Continue reading

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Hurricane Ophelia – the aftermath

Our team of assessors are currently deployed across the country to deal with property damage claims.  We act on behalf of property owners to help them to recover from their loss and damage.  We compile full written claim details to … Continue reading

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Property Claims – Know your rights

   If you suffer damage to your property and need to make an insurance claim the Central Bank’s Consumer Protection Code 2012 stipulates that if your insurer is appointing a Loss Adjuster to handle the claim on their behalf, they … Continue reading

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Fire Damage Claims

Regardless of who you are Insured with, if you suffer fire damage to your home or business you will need expert advice and assistance filing your insurance claim.  How can a policyholder know what they are entitled to claim for … Continue reading

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Business Interruption following a disaster

Most business owners take out insurance cover to protect the business against property damage (fire, theft, floods etc) or against liability claims (Employers Liability & Public Liability).  However equally important is to have cover for Consequential Loss or Business Interruption.  … Continue reading

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Why do Insurers want to get involved in building work?

Almost all property damage insurance policies on buildings give the Insurer the option to effect reinstatement. “We will pay the full cost of repair or reinstatement as new, or at our option we will arange for the works to be … Continue reading

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Gorse fires and insurance

The news of wildfires that have broken out over various parts of Ireland over the past few week should be of concern to all property owners.  We have seen news headlines of gorse fires and forest fires in Dublin, Wicklow, … Continue reading

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Why using a Public Loss Assessor is the best option

PROPERTY CLAIMS LOSS ASSESSOR DIRECT KNOWLEDGE – We are experts in insurance policy wordings, what is covered and how the process works.   A Loss Adjuster acts for the Insurer – Claimants are vulnerable and unsure of the process or … Continue reading

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The changing landscape of property claims

The insurance market in Ireland is in a constant state of change.  Most of the changes over the period of the financial crisis in Ireland were not good for consumers. e.g. Insurers seeking to limit cover by restricting cover; imposing … Continue reading

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