Category Archives: Uncategorized

Business Interruption following a disaster

Most business owners take out insurance cover to protect the business against property damage (fire, theft, floods etc) or against liability claims (Employers Liability & Public Liability).  However equally important is to have cover for Consequential Loss or Business Interruption.  … Continue reading

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Why do Insurers want to get involved in building work?

Almost all property damage insurance policies on buildings give the Insurer the option to effect reinstatement. “We will pay the full cost of repair or reinstatement as new, or at our option we will arange for the works to be … Continue reading

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Gorse fires and insurance

The news of wildfires that have broken out over various parts of Ireland over the past few week should be of concern to all property owners.  We have seen news headlines of gorse fires and forest fires in Dublin, Wicklow, … Continue reading

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Why using a Public Loss Assessor is the best option

PROPERTY CLAIMS LOSS ASSESSOR DIRECT KNOWLEDGE – We are experts in insurance policy wordings, what is covered and how the process works.   A Loss Adjuster acts for the Insurer – Claimants are vulnerable and unsure of the process or … Continue reading

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The changing landscape of property claims

The insurance market in Ireland is in a constant state of change.  Most of the changes over the period of the financial crisis in Ireland were not good for consumers. e.g. Insurers seeking to limit cover by restricting cover; imposing … Continue reading

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Has Storm Doris Hit Your Property?

Storm Doris hit Ireland yesterday with average winds of between 65-80kph and gusts of up to 118kph.  This equates to 35-43 knots, with gusts of up to 63 knots. Most buildings insurance policies cover storm damage.  Insurers use the Beaufort … Continue reading

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God forbid your house goes on fire….

Every year thousands of homes are damaged by fire.  Everyone thinks it will never happen to them.  However it is clear that some of them are wrong, when it turns out that the dreaded event happens.  Even when we are … Continue reading

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Happy Valentines Day

We would like to wish all our clients, supporters and staff a very Happy Valentine’s Day!

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Rodents and Insurance Claims

During the winter months it is not uncommon for rats or mice to seek shelter from cold or wet weather and move indoors.  Very often they can survive on sources of food left unattended, or chew into food packets.  Vermin … Continue reading

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How to counter the Brexit effect in Property Claims

We live in uncertain times.  However, when stuff happens, we can be dealt a hand that throws us into confusion.  A fire in someone’s home or business can be devastating.  The immediate shock and panic can cause even the most … Continue reading

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