Jim Flannery, Author at Balcombes Insurance Claims Management

23rd March 2020

Covid-19 versus Insurers response

by Jim Flannery in Business Interruption Insurance Claims, Expert Advice in Insurance Claims, Insurance Claims Tips / Procedures, Uncategorised

We are in the front-line of dealing with enquiries from business owners in relation to whether their business interruption cover will pay for any loss of profit as a result of closure due to Covid-19. Business interruption cover At this stage we have examined many commercial policy wordings and most of them require that in […]

16th March 2020

Covid-19 and Insurance Claims

by Jim Flannery in Business Interruption Insurance Claims, Expert Advice in Insurance Claims, Insurance Claims News, Insurance Claims Tips / Procedures, Property Damage Insurance Claims, Uncategorised

No ordinary Status Red Alert In 2018 we had the Beast from the East – a severe weather event that brought the country to its knees for about a week in March 2018 as heavy snowfalls and temperatures as low as -14C engulfed the country. There were shortages of bread. Schools and businesses closed as […]

3rd January 2020

Good News for the Consumer

by Jim Flannery in Burst Pipe Insurance Claims, Business Interruption Insurance Claims, Expert Advice in Insurance Claims, Fire Damage Insurance Claims, Flood / Water Damage Insurance Claims, Insurance Claims News, Insurance Claims Tips / Procedures, Property Damage Insurance Claims, Storm Damage Insurance Claims

“If Insurance is defined as a risk transfer mechanism, then Loss Assessing could be defined as a loss transfer mechanism.” Jim Flannery, ACII, Director, Balcombes Claims Management Risk Transfer The concept of risk transfer in insurance is a long established one. The premiums of the many pay for the losses of the few. In other […]

18th December 2019

The 12 Claims of Christmas

by Jim Flannery in Insurance Claims News, Insurance Claims Tips / Procedures, Property Damage Insurance Claims

The most common claims we encounter at Christmas time Christmas tree goes on fire Candle fire Business premises goes on fire Business Interruption Fairy lights go on fire Burst pipe due to freeze up Storm damage Central heating pipe leak Impact damage Chimney fire Electrical appliance fire Break-in/Theft Whatever happens, Balcombes are there to help […]

11th October 2019

Balcombes 20:20 Vision

by Jim Flannery in Business Interruption Insurance Claims, Expert Advice in Insurance Claims, Fire Damage Insurance Claims, Insurance Claims News, Insurance Claims Tips / Procedures, Property Damage Insurance Claims

Property Damage & Business Interruption In today’s world, the increased level of consumer protection and written communication should have contributed to a better experience for the customer. However the opposite is true. Instead people can feel bombarded by copious paperwork and correspondence. Nobody likes to read the small print and most people hate automated telephone […]

30th September 2019

Sponsorship

by Jim Flannery in Uncategorised

Wexford Equestrian Autumn Grand Prix Balcombes are proud sponsors of the Wexford Equestrian Autumn Grand Prix Showjumping event which was held on Sunday 29th September 2019. The overall winner was Eddie Maloney who had the fastest clear round in a time of 34.03 on Cruicerath Flexianna. In second was Edward Doyle Jnr in a time […]

26th September 2019

Oil leaks

by Jim Flannery in Expert Advice in Insurance Claims, Insurance Claims News, Insurance Claims Tips / Procedures, Property Damage Insurance Claims, Uncategorised

Escape of oil An escape of oil can have a devastating impact not only on you and your family’s health from the toxic fumes but also on your property and perhaps most worryingly into local watercourses, vegetation and neighbouring properties. The impact and damage that an escape of oil can have cannot be understated and […]

31st July 2019

Summer soaking

by Jim Flannery in Burst Pipe Insurance Claims, Expert Advice in Insurance Claims, Flood / Water Damage Insurance Claims, Insurance Claims News, Property Damage Insurance Claims

Water damage claims Good weather brings a smile to all our faces. However, the happiness can quickly disappear if you arrive home from holidays to find your home has been damaged by a water leak while you were away. Running water will damage plasterboard, woodwork, electrical appliances and soft furnishings. No amount of drying out […]

8th March 2019

Smyths Toys suffer major fire and business interruption loss

by Jim Flannery in Business Interruption Insurance Claims, Expert Advice in Insurance Claims, Fire Damage Insurance Claims, Property Damage Insurance Claims, Uncategorised

On 27th July 2016 Smyths Toy store in Naas, Co. Kildare suffered a major fire which destroyed the premises, contents and stock causing it’s closure leading to a significant business interruption loss. The fire started in the stores at the rear of the premises and quickly engulfed the entire mezzanine level store room including several […]

21st February 2019

Send us an estimate

by Jim Flannery in Expert Advice in Insurance Claims, Insurance Claims Tips / Procedures, Property Damage Insurance Claims

“Send us an estimate.” How many times have you said that to an insured who rings up to report a household or commercial property claim? Why not offer your client a solution instead of leaving them with a problem? Early intervention and the engagement of a Loss Assessor can ensure a better outcome. Professional Assessment […]

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